Jersey Apple and Smoked Ham Rarebit

Preheat the grill to medium-high heat.

Toast the bread slices lightly. Place on a baking tray lined with parchment paper.

In a saucepan, melt the butter over medium heat. Add the flour and cook for 1-2 minutes, stirring constantly to form a roux.

Gradually whisk in the milk, a little at a time, ensuring there are no lumps. Continue stirring until the sauce thickens.

Remove the saucepan from the heat and stir in the grated cheddar cheese until melted and smooth.

Add the grated Jersey apple, diced smoked ham, Dijon mustard, Worcestershire sauce, and cayenne pepper (if using). Season with salt and black pepper to taste. Mix well.

Spread the cheese sauce evenly over the toasted bread slices.

Place the baking tray under the preheated grill and grill for 3-5 minutes, or until the rarebit is golden brown and bubbly. Watch carefully to prevent burning.

Serve immediately.